Tuesday, June 16, 2020

The Bank - Free Essay Example

First State Bank of Sinai vs Hyland FACT: In this case both sides of the party have very good statements and facts that either hold them responsible or not hold them responsible. When it comes to the defendant Mervin Hyland, he says that during the whole time the two promissory notes were being conducted he was incapacitated through the use of liquor when he signed the note. When it comes to the plaintiff First state bank of Sinai, they stated that he signed a promissory note and sent a check for $900 to pay for interest on the note. History: This case first stated in 1981 on March 10, when Randy Hyland son of Mervin Hyland went into the bank and sat down with William Buck and executed two promissory notes. One for $6,800 and one for $3,000, both notes became dued on September 19, 1981. Randy extended the note once and was asked to have his father cosign in order for the extension to take place and his father signed. The new note due date was April 20, 1982 and it was still unpaid. On May 5, 1982 Randy came into the bank, and with him he brought a blank check with his father’s signature. Randy then paid $900, which was the interest owed and then requested another extension, Buck agreed but also requested Mervin’s signature for another extension. Then the new due date was scheduled for the July 2, 1982, on June 22, 1982 Randy filed for bankruptcy and then both notes was the responsibility of Mervin Hyland. Issue: The question that still remains is if Mervin Hyland is responsible for paying back the $9,800 to the first state bank of Sinai. Mervin believes that since he has no knowledge of anything that was going on because he was drinking heavily from the late summer to the early winter, that he should be hold responsible for anything that is going on. William Buck and the first state bank of Sinai believe that Mervin Hyland should be hold responsible for the money owed considering that he signed for the extension and the wrote a check to pay for the interest of the notes. Holding: Mervin Hyland was said to lack personal care and nonparticipation in family life and farming business as support for finding the contractual relationship between the parties void at its inception. And it was further held that the first state bank of Sinai had failed to show Mervin’s subsequent ratification of the contract. After that being said the first state bank of Sinai, then appeals the judgment for Mervin Hyland. Reasoning: What was use to come to the conclusion of the decisions for the ruling of the Mervin Hyland, was that he was not in the right state of mind to make such decisions regarding the two notes. By Mervin Hyland being drunk all the time and his son getting his to sign the promissory notes he had no real knowledge of what was going on at the time. Result: The final decision that that Mervin Hyland was responsible for the repayment to the first state bank of Sinai. The evident that made this possible was that Mervin did sign for the notes and that he did pay the interest for the notes.

Wednesday, May 6, 2020

Avoiding Surplus Budget at the End of the Financial Year Case Study

Essays on Avoiding Surplus Budget at the End of the Financial Year Case Study The paper "Avoiding Surplus Budget at the End of the Financial Year" is an outstanding example of a case study on finance and accounting. The primary aim of the memo is to inform you not to employ the use it or lose it strategy in spending end year budget surplus. The memo provides logical reasons for avoiding use it or lose its strategy and alternative approaches to avoiding surplus budget at the end of the financial year. Rationale For Against Use or Lose It Approach                  In modern economic setup, strain in prominent organizations’ budgets directly affects the living standards of the State’s citizens. An organization must define its fiscal plans based on economic status to avoid overspending. Overspending by prominent organizations has greater adverse impacts on citizens who normally remit taxes to the government. It is imperative for influential organizations’ budgetary managers to avoid the end of the financial year overspending mainly to prevent potential increase taxes.  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Use it or lose it strategy has adverse effects on the development of the organization. Spending excess money from end year budget consumes an organization's finances which may make it bankrupt or derail its development objectives. It is essential that budget managers enroll surplus budget to the next fiscal year rather than spend it on non-prof itable projects (Shim, Siegel, and Shim, 2012).  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Moreover, you as budget managers should avoid the approach of use it or lose it to discourage corruption scandals. Spending an organizations’ money on unplanned projects at the end of the budget year correlates to poor financial management and consequent corruption issues. It is imperative to avoid the use it or use the method mainly to maintain good public image and policy.Alternative solution                  By avoiding the use of it or lose its problems at the end of the financial year, you should remain effective leaders as budget managers. The most essential alternative would first involve distributing leadership within each budget line in the organization. Allocating responsibility would be indispensable in defining budgetary aims and assigning specific personnel in managing specific contacts, costs, and estimates within a department. Each department within the o rganization would have the ability to update its budget and reflect necessary changes. It is imperative that the budget process remains a responsibility for more than an individual within the organization ( Schick, 2014).  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   It is imperative to centralize reporting from different departments. The submission of budget reports from various sections of the organization is crucial in tracking potential overturns or shortfalls. Earlier identification of problems within the budget plan would be essential in ensuring appropriate spending. Consequently, the organization would have the capability of avoiding wasteful spending (Pinczuk, and Dunham-Taylor, 2010).  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Budgeting tools including databases for budget excel, and other platforms are indispensable. The use of excel helps in analyzing static data involved in the budget. In addition, excel would allow you as a budget manager to easily manipulate data, shar e financial information, and identify problems through statistical analysis. It is essential that budget managers associate with other budgetary collaborative platforms. Business collaboration platforms are imperative in sharing budget management issues, publishing reports, and creating dashboards without investment in separate budgetary tools (Rà ©ka, Åžtefan, and Daniel, 2014).  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   In successful organizations, budgetary estimates frequently improve in progression. Improved fiscal projections over the years are crucial for the development of the organization though it requires budget managers to remain confident. In addition, confidence in budget management is imperative in the avoidance of anticipated problems. Therefore, it remains prudent for managers to embrace confidence during budgetary entry. Confidence would enable budget managers to understand that particular views would remain realized according to plan and consequently allow the m to make informed allocation decisions.

Clinical Skills in Veterinary Office-Free-Sample-Myassignment

Question: Analyze the Restraint Techniques followed on the Cat Tom. Answer: Several effective methods exist that help animal owners to handle their cat. These methods are utilized to restrain a cat. Safe humane and physicalrestrainttechniques involve the utilization of mechanical or manual means to restrict some normal voluntary movements of an animal for sample collection, examination, drug administration, and therapy. The report will analyze the restraint techniques followed on the cat Tom. An analysis of the video suggests that the controlling criteria were not achieved by the cat owner. While handling the cat, one hand was always placed over the animal. However, the owner had placed the cat on the table top that provided a smooth surface. The owner was speaking in a calm voice that helped the cat to relax. One hand was always placed over the body to keep the cat from moving in other directions. Furthermore, the forearms and the elbow were used to keep the cat close to the body. More area of contact provided a secure environment to the cat. The owner showed good control by scooping the cat and placing an arm over it. The hind legs were kept free from hold. This ensured the cat that it was safe and provided reassurance that the free legs will land first when the cat will be put back down on the table (Grandin Shivley, 2015). Thus, only one control criteria was met. In addition, there were some techniques that were not correctly followed. The adult cat was not held incorrectly. This might have hurt the cat. While picking up the cat by the scruff, no support was provided. The hind end should have been supported with the other hand in order to facilitate the weight pull and provide additional support (Williams, 2016). Furthermore, handling by the scruff should never be practiced on large and heavy cats, as the one in the video. The handler had correctly pointed out the jugular vein and the cephalic vein. In addition, the cat should have been approached from the side. This will create a less threatening environment for the animal. The handler should have given it a scratch between the ears or down the cheekbone sides. Furthermore, the hands should have been placed behind the forelegs near the armpits in a crossing manner. This was not adequately followed. While lifting the cat the hind legs should have been scooped up with the other hand of the handler that should have come from below. Following this technique would have assisted the handler to lift the head of the cat higher up than the hind part of its body (Gruen et al., 2013). While holding the cat by the scruff, the hind legs should have been secured with the other hand in order to immobilize it. The cat did struggle and tried to break free from the table during the restraint. In addition, the movement of the cat was not controlled in all directions. The handler was incorrect in showing lateral recumbency restraint. The cat should have been rolled on its side and the entire length of its forearm should have been stretched out. This cold also have achieved by gently scruffing the cat and making him steady between the arms and the elbow of the handler. The right hand could have been slid under the rear legs of the cat to grasp above the hocks and the fingers should have been kept between the legs. In addition, the handler was in danger of getting bitten by the cat. Further incorrect techniques were demonstrated in during the towel wrap. The handler had placed the towel directly over the head of the cat that had covered its head initially. Furthermore, the cat was not stabilized during the procedure. The cat should have been placed on the towel, spread out on the table top. The body should have been stabilized by placing one arm over the shoulder blade. One end of the towel needed to be wrapped around like a scarf (Stookey Watts, 2014). The other arm should have been then placed over its body for stabilization while wrapping around the other end of the towel like a scarf over it. It should have been tucked inside in such a way that the eyes, mouth and ears were exposed. However, the wrong towel wrapping technique demonstrated by the handler exposed certain portions of the body as well. To conclude, it can be stated out of the given criteria, only one point regarding placing one hand over the animal at all times was met. Thus, this was not a correct restraint procedure. References Grandin, T., Shivley, C. (2015). How farm animals react and perceive stressful situations such as handling, restraint, and transport.Animals,5(4), 1233-1251. Gruen, M. E., Thomson, A., Clary, G., Hamilton, A., Hudson, L., Meeker, R., Sherman, B. (2013). Conditioning laboratory cats to handling and transport.Lab animal,42(10), 385. Stookey, J. M., Watts, J. M. (2014). 5 Low-stress Restraint, Handling and Sorting of Cattle.Livestock Handling and Transport: Theories and Applications, 65. Williams, L. (2016). Cat handling and associated stress: a clinical nursing perspective.Veterinary Nursing Journal,31(3), 88-93.

Tuesday, April 14, 2020

Write Your Term Paper For Better Results

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Tuesday, April 7, 2020

Things You Should Know About List of Narrative Essay Topics

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Thursday, March 12, 2020

Where to Find Already Written Essays for Sale

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Friday, February 7, 2020

IB Essay Sample

IB Essay SampleThe Web is a good place to get your IB Essay Sample. There are several online tutoring sites that you can try out which offer the online IB Essay sample. There are also other sites like those of Pearson's College, for example, where you can get the sample of your course work, so that you will be able to better understand the material you will study.The First thing you need to look out for is the appropriate category for your essay. For instance, if you are taking an IB History course, you can take the English Subject Exam Essay, if it is IB History. The same goes for the IB Math Essay Sample. However, what is important is that you choose the category in accordance with your requirement.There are three methods of learning in the IB; the upper-division method, the lower-division method and the combination method. By this, you can choose any of the three methods and will not have to repeat the study.The instruction in the IB courses is done via the IB Immersion courses. T hese are lectures and discussions conducted by lecturers or tutors who are supposed to be your professors.Also, the instructions are the same as in the IB Preparatory Classes. This means that when you will be taking your IB Subject Test, you should prepare thoroughly according to the instructions you will receive. You should be very familiar with the IBT papers and preparation materials that you are expected to use.Generally, every class consists of nine units and one or two upper-division courses and one or two lower-division courses. When the IB course plan is divided into three units, one unit per month will be divided into nine units. The test will consist of four tests and all tests will be at least five minutes long.On the other hand, you will not find such instructions in the IBT Papers. You will be surprised to know that the IBT will consist of three separate tests. As such, you will have to be able to do well in the subjects that will be studied on this.